Privacy Policy

  1. Introduction

CLT Creative Solutions ("Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal information you provide through our website and services.

By using our website, you consent to the practices described in this Privacy Policy.

2. Information We Collect

We may collect:

Personal Information

• Full name
• Email address
• Phone number
• Mailing address
• Property information
• Business information
• Financial information voluntarily submitted
• Information provided through forms and consultations

Technical Information

• IP address
• Browser type
• Device information
• Website usage data
• Cookies and tracking technologies

3. How We Use Information

We may use information to:

• Provide requested services
• Respond to inquiries
• Schedule consultations
• Process service requests
• Improve website functionality
• Send service updates
• Send marketing communications with consent
• Comply with legal obligations

4. Information Sharing

We do not sell personal information.

5. Data Security

We implement reasonable security measures to protect your information. However, no method of internet transmission is 100% secure.

6. Cookies

Our website may use cookies to:

• Improve user experience
• Analyze website traffic
• Remember preferences

Users may disable cookies through browser settings.

7. Your Rights

You may request:

• Access to your information
• Correction of inaccurate information
• Deletion of personal information where permitted by law
• Opt-out from marketing communications

8. Children's Privacy

Our services are not directed to children under 13 years of age.

9. Policy Updates

We reserve the right to update this Privacy Policy at any time.

10. Contact

CLT Creative Solutions 

Email: info@creativesolutions-va.com

Phone: 757-295-8011

WEBSITE DISCLAIMER

General Disclaimer

The information provided on this website is for informational purposes only and should not be considered legal, financial, tax, lending, investment, or professional advice. CLT Creative Solutions makes reasonable efforts to ensure information is accurate but does not guarantee completeness or accuracy. Users should consult qualified professionals before making decisions based on website content.

Real Estate Disclaimer

CLT Creative Solutions provides consulting and support services related to real estate matters.

Nothing on this website should be interpreted as:

• Legal representation
• Real  estate brokerage services unless separately licensed
• Property valuation guarantees
• Investment advice

Real estate transactions involve risk, and past results do not guarantee future outcomes.

Funding Disclaimer

CLT Creative Solutions may assist clients in identifying funding opportunities or connecting clients with third-party lenders.

We do not:

• Lend money
• Approve loans
• Guarantee financing
• Determine lending decisions

All funding decisions are made solely by third-party institutions.

Notary Disclaimer

CLT Creative Solutions provides notary services in accordance with Virginia law.

A notarization:

• Verifies identity
• Confirms willingness to sign

A notarization does not:

• Validate document content
• Provide legal advice
• Confirm legality of a transaction

SMS TEXT MESSAGING POLICY

SMS Consent

By providing your mobile number and opting in, you consent to receive SMS messages from CLT Creative Solutions.

These messages may include:

• Appointment reminders
• Service updates
• Follow-up  communications
• Customer support messages
• Promotional offers

Message Frequency

Message frequency varies based on customer interaction.

Message and Data Rates

Message and data rates may apply according to your wireless carrier plan.

Opt-Out

You may opt out at any time by replying:

STOP

After opting out, you will no longer receive SMS communications unless you opt in again.

Help

Email:Info@creativesolutions-va.com

Phone: 757-295-8011

No Mobile Information Sharing

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

Text messaging opt-in data and consent will not be shared with any third parties.

REFUND POLICY

Service Fees

Fees paid for completed services are generally non-refundable.

Refund requests may be reviewed on a case-by-case basis.

Refunds may be considered when:

• Services cannot be completed by CLT Creative Solutions .
• Duplicate payments were made.
• Billing errors occurred.

Refund requests must be submitted within 14 days of payment.

COOKIE POLICY

What Are Cookies?

Cookies are small files stored on your device that help websites operate efficiently and improve user experience.

How We Use Cookies

We use cookies to:

• Analyze traffic
• Improve functionality
• Remember preferences
• Support marketing efforts

Managing Cookies

You can disable cookies through your browser settings. Certain website features may not function properly if cookies are disabled.